What Is CHDO?
The Community Housing Development Organization (CHDO) is a private, nonprofit organization with a 501(c) federal tax exemption and must also provide decent, affordable housing to low-income households as a purpose in its charter, articles of incorporation, or by-laws. The organization must serve a specific, delineated geographic area, such as a neighborhood, several neighborhoods, or the entire community. Merely serving certain population groups (by ethnicity, race, age or gender) does not qualify. Note on the 501 (c): participating jurisdictions cannot contract with nonprofits as CHDOs with pending 501 (c) applications.